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Personal Finance

Browsing 16 expert-curated articles, reviews, and answers.

Compound Interest Calculator: See How Your Money Grows

Use our free interactive compound interest calculator to visualize investment growth over any time period. Adjust rate, contributions, and see exactly when you hit your goal.

Alex Chen

5 min read

calculators

Mortgage Calculator: Estimate Your Monthly Payment (With 2026 Rates)

Use our free interactive mortgage calculator to estimate monthly payments, total interest paid, and see how down payment and rate changes affect your numbers.

Alex Chen

6 min read

insurance

Health Insurance for Self-Employed: ACA Marketplace vs Private Plans

A clear guide to health insurance options for freelancers, consultants, and business owners. We break down ACA subsidies, short-term plans, and health sharing ministries.

Alex Chen

5 min read

insurance

Car Insurance Myths That Are Costing You Money Right Now

Insurance companies profit from misinformation. We debunk the most expensive car insurance myths and show you how to actually lower your premium without losing coverage.

Alex Chen

6 min read

insurance

Term vs Whole Life Insurance: The Math Every Buyer Must See

Insurance agents earn 10x more selling Whole Life. That conflict of interest shapes what they recommend. Here's the math behind each product, unfiltered.

Alex Chen

6 min read

budgeting

50/30/20 Rule vs YNAB: Which Budgeting Method Fits Your Life?

Should you use a simple percentage-based budget or a detailed zero-based system? We compare the 50/30/20 rule and YNAB to help you decide.

Alex V.

4 min read

budgeting

YNAB vs EveryDollar: Which Budgeting App Wins in 2026?

We compare YNAB and EveryDollar head-to-head on features, pricing, philosophy, and ease of use to find the best zero-based budgeting app.

Alex V.

4 min read

budgeting

Zero-Based Budgeting: The Complete Guide for Beginners

Learn how to give every dollar a job with zero-based budgeting. Stop wondering where your money went and start telling it where to go.

Alex V.

4 min read

credit cards

Best Credit Cards for Beginners in 2026

Start building credit the right way. We compare the best starter credit cards with no annual fees, low APRs, and clear paths to credit building.

Alex V.

4 min read

credit cards

Credit Card vs Debit Card: Which Should You Use?

Credit cards offer rewards and fraud protection but tempt overspending. Debit cards enforce discipline but lack perks. Here's how to choose.

Alex V.

2 min read

credit cards

How to Build Credit Fast: A Step-by-Step Guide

No credit history? Bad credit? Here's the fastest, safest way to build a strong credit score from scratch or repair a damaged one.

Alex V.

2 min read

taxes

Best Tax Software for 2026: TurboTax vs H&R Block vs Free Alternatives

Should you pay for tax software or file for free? We compare features, pricing, and ease of use to find the best option for your situation.

Alex V.

3 min read

taxes

Estimated Taxes for Freelancers: When and How Much to Pay

Avoid underpayment penalties. Learn exactly how to calculate, schedule, and pay quarterly estimated taxes as a self-employed worker.

Alex V.

3 min read

taxes

Small Business Tax Deductions: What You Can Actually Write Off

Stop overpaying the IRS. We list the most commonly missed deductions for freelancers, contractors, and small business owners.

Alex V.

2 min read

investing

The 3 Best High-Yield Savings Accounts in 2026

Stop earning 0.01% at your mega-bank. We tested the top HYSA options to find the best rates, app experiences, and hidden fees.

Alex V.

6 min read

investing

Index Funds vs Mutual Funds: Where Should You Put Your First $10k?

We break down the math on fees, taxes, and historical performance between index funds and actively managed mutual funds.

Alex V.

6 min read